We are committed to protecting your privacy and personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you engage with us for mortgage lending services or visit our website.

  1. Information We Collect

    2. We collect a variety of personal information to help provide mortgage-related services, including but not limited to:

    When you apply for a mortgage, seek pre-qualification, or contact us, we may collect your name, contact details (email, phone number, address), Social Security number, income details, employment information, credit score, tax records, and other financial data necessary for processing mortgage applications.

    When you visit our website, we may automatically collect information about your device, IP address, browser type, and usage patterns, including pages visited, time spent on the site, and referral URLs.

    Any communication with us—whether via phone, email, or online messaging—may be recorded and stored for quality assurance, legal, or customer service purposes.

    We may use cookies, web beacons, and similar tracking technologies to improve your browsing experience, track user activity, and provide customized services.

  2. How We Use Your Information
    • To assess your eligibility, process loan applications, underwrite loans, and issue mortgage approvals or denials.
    • To respond to your inquiries, provide loan status updates, and send important mortgage-related notifications.
    • To comply with legal obligations, such as verifying your identity, preventing fraud, and meeting mortgage lending regulations.
    • To provide relevant offers and updates that may benefit you (with opt-out options).
    • To analyze website interaction and improve functionality and user experience.
  3. Sharing and Disclosure of Information

    4. Your privacy is important to us, and we do not sell your personal information. We may share your data with:

    • Trusted third-party service providers (e.g., credit bureaus, appraisers, title companies) under confidentiality agreements.
    • Government agencies or courts when legally required.
    • In the case of a merger, acquisition, or asset sale, with appropriate prior notice.
  4. Data Security

    5. We implement administrative, technical, and physical safeguards—like encryption and secure access controls—to protect your data. However, no system is 100% secure.

    Cookies and Tracking Technologies

    We use cookies and similar tools to personalize your experience and track usage. You can manage cookie settings via your browser, though disabling them may limit functionality.

  5. Your Privacy Rights

    6. Depending on your jurisdiction, you may have the right to:

    • Access your personal data.
    • Correct inaccuracies.
    • Request deletion under certain conditions.
    • Restrict or object to data processing.
    • Receive your data in a machine-readable format.

    To exercise these rights, contact us via the "Contact Us" section below.

  6. Third-Party Links

    7. Our website may contain links to third-party websites. We are not responsible for their privacy practices and recommend reviewing their policies before sharing any information.

  7. Children’s Privacy

    8. We do not knowingly collect personal data from children under 13. If you believe we have, please contact us and we will delete the information promptly.

  8. Changes to This Privacy Policy

    9. This Privacy Policy may be updated from time to time. We encourage you to review it periodically.

  9. Contact Us

If you have questions or concerns about this Privacy Policy or your data, please contact us.