Reverse Mortgage Program

Unlock the value of your home without selling it

If you're 62 or older and looking for a smart way to turn your home equity into cash without giving up ownership a reverse mortgage might be the right move. At Today’s Home Mortgage, we’re here to help you navigate this option with clarity, confidence, and support.

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A reverse mortgage is a loan designed for homeowners who want to convert part of their home equity into tax-free funds while still living in the home they love. Unlike traditional loans, you don’t make monthly mortgage payments. Instead, the loan is repaid when you move out, sell the home, or the home is no longer your primary residence. This is not just about accessing money it’s about creating flexibility in retirement, giving you the breathing room to enjoy your lifestyle, cover healthcare needs, or support your family.

With a reverse mortgage, you stay in control of your home. You choose how you receive the funds monthly payouts, a lump sum, or a line of credit. As long as you continue to live in your home, pay property taxes, maintain insurance, and keep up with basic upkeep, you're in good standing. Today’s Home Mortgage takes care of the details so you can focus on what matters most your financial freedom.

• Stay in the home you love You don’t need to sell your home to access its value.
• No monthly mortgage payments required Reduce monthly expenses and use your money where you need it.
• Get flexible payout options Choose the plan that fits your needs and goals.
• Backed by support you can trust Our team walks with you every step of the way clear, honest, and always in your corner.
• Simplified process, stress-free experience We help you understand every part of the journey before you decide.

• You're 62 years or older
• You own your home outright or have significant equity
• The home is your primary residence
• You can keep up with taxes, insurance, and property maintenance

If that sounds like you, we're here to help you take the next step with zero pressure.

At Today’s Home Mortgage, we don’t just check boxes. We listen, guide, and tailor every reverse mortgage to your goals. Whether you’re planning ahead or exploring options for now, our local team is ready to help you move forward with knowledge, respect, and care.

• 1. Will I still own my home with a reverse mortgage?
  Yes, you retain full ownership of your home. The lender only recovers the loan amount once the home is sold or vacated.
• 2. Do I need to make monthly payments?
  No monthly mortgage payments are required. You’re only responsible for property taxes, insurance, and maintenance.
• 3. Can I pay off the loan early if I want to?
  Absolutely. You can repay the reverse mortgage at any time without penalty.
• 4. What happens if the loan amount exceeds my home’s value?
  Reverse mortgages are non-recourse loans. You or your heirs will never owe more than the home’s value at the time of sale.
• 5. Is a reverse mortgage right for everyone?
  Not always. It's important to speak with a trusted advisor (like us!) to review your financial goals and see if it’s the right fit.